---
canonical_url: https://lendb.ai/lo/dee-gonia-92686
json_url: https://lendb.ai/lo/dee-gonia-92686.json
nmls_id: 92686
last_verified: 2026-10-09
---

# Dee Gonia

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 92686 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/92686)).

**Summary:** Dee Gonia (NMLS 92686) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Dee brings over 40 years of mortgage industry expertise across multiple roles including processor, underwriting manager, branch manager, and brokerage owner. She is known for deep knowledge of loan programs, regulatory requirements, and local housing markets.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 4 decades. Source: https://www.empirehomeloans.com/team/dee, verified 2026-10-09.
- credential: Recognized as one of the foremost experts in the industry for knowledge of loan programs, regulatory requirements, and local housing markets. Source: https://www.empirehomeloans.com/team/dee, verified 2026-10-09.
- community: Wife, mother of 2 daughters, grandmother of 2 grandsons. Source: https://www.empirehomeloans.com/team/dee, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/dee, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/92686

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/dee
- Office phone and Email on file: shown at https://lendb.ai/lo/dee-gonia-92686#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/92686
- lender_site: https://www.empirehomeloans.com/team/dee

Cite as: Dee Gonia (NMLS 92686), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/dee-gonia-92686, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._