---
canonical_url: https://lendb.ai/lo/deepak-rana-bhatt-2584979
json_url: https://lendb.ai/lo/deepak-rana-bhatt-2584979.json
nmls_id: 2584979
last_verified: 2026-10-09
---

# Deepak Rana Bhatt

Mortgage Broker at Loan Factory, Charlotte, NC. NMLS ID 2584979 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2584979)).

**Summary:** Deepak Rana Bhatt (NMLS 2584979) is Mortgage Broker at Loan Factory, based in Charlotte, NC. Licensed in Pennsylvania, confirmed with the state regulator (license 120291). Also lists Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Bank statement loan, Non-QM loan, USDA loan, DSCR loan and First-time buyer. Speaks English, Hindi and Nepali. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Illinois (IL, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Hindi, Nepali
- Profile: unclaimed
- Status: active

## Specialties

- **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979
- **DSCR loan** (`dscr`): lender page, confidence 0.63, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.59, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979
- **VA loan** (`va`): lender page, confidence 0.55, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979
- **FHA loan** (`fha`): lender page, confidence 0.52, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979
- **Real estate investor** (`investor`): lender page, confidence 0.48, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979

## About

Deepak has been in mortgage lending since 2024, serving first-time homebuyers, experienced homeowners, and real estate investors. Originally from Nepal, they bring multilingual expertise and a focus on transparent, efficient lending experiences.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2024. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979, verified 2026-10-09.
- role: Previously worked as Software Engineer at Bank of America. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979, verified 2026-10-09.
- community: Serves a diverse community; multicultural background from Nepal. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 120291 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Charlotte, NC. Source: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2584979

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2584979
- lender_site: https://www.loanfactory.com/mortgage-expert/deepak-rana-bhatt-2584979
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Deepak Rana Bhatt (NMLS 2584979), Loan Factory. LenDb.ai, https://lendb.ai/lo/deepak-rana-bhatt-2584979, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._