{
  "canonical_url": "https://lendb.ai/lo/denise-abarca-1634455",
  "loan_officer": {
    "nmls_id": 1634455,
    "slug": "denise-abarca-1634455",
    "canonical_url": "https://lendb.ai/lo/denise-abarca-1634455",
    "md_url": "https://lendb.ai/lo/denise-abarca-1634455.md",
    "json_url": "https://lendb.ai/lo/denise-abarca-1634455.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1634455",
    "full_name": {
      "value": "Denise Abarca",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/denise-abarca",
      "verified_at": "2026-10-09"
    },
    "first_name": "Denise",
    "last_name": "Abarca",
    "headshot_url": {
      "value": "https://di1v4rx98wr59.cloudfront.net/0a4e3d21ffa3b/d1daec8ac7c99454f8076244b4300901d1d5465e.png",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/denise-abarca",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Denise Abarca is a dedicated mortgage loan officer with a passion for helping families achieve homeownership. She specializes in first-time home buyer loans and serves Phoenix, Glendale, and Peoria, speaking Spanish fluently.",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/denise-abarca",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/denise-abarca",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/denise-abarca",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 100,
    "current_employment": {
      "lender_nmls_id": 181106,
      "lender_name": "Barrett Financial Group",
      "lender_slug": "barrett-financial-181106",
      "branch_city": "Glendale",
      "branch_state": "AZ",
      "branch_zip": "85305",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.barrettfinancial.com/denise-abarca",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/denise-abarca",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "lender_slug": "barrett-financial-181106",
        "branch_city": "Glendale",
        "branch_state": "AZ",
        "branch_zip": "85305",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.barrettfinancial.com/denise-abarca",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/denise-abarca",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/denise-abarca",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/denise-abarca",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/denise-abarca",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/denise-abarca",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/denise-abarca",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 04:55:48.553152+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/denise-abarca-1634455#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/denise-abarca",
      "verified_at": "2026-10-09"
    }
  }
}