---
canonical_url: https://lendb.ai/lo/denise-bangart-686806
json_url: https://lendb.ai/lo/denise-bangart-686806.json
nmls_id: 686806
last_verified: 2026-10-09
---

# Denise Bangart

Loan Originator at Envoy Mortgage, Chilton, WI. NMLS ID 686806 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/686806)).

**Summary:** Denise Bangart (NMLS 686806) is Loan Originator at Envoy Mortgage, based in Chilton, WI. Licensed in Florida, confirmed with the state regulator (license LO146528). Also lists Illinois, Michigan, Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.envoymortgage.com/denise-bangart/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Denise has 36 years in the financial industry and 20 years as a mortgage lender, dedicated to helping borrowers find their dream home.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.envoymortgage.com/denise-bangart/, verified 2026-10-09.
- years_experience: 36. Source: https://www.envoymortgage.com/denise-bangart/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146528 | active | confirmed | 2026-04-06 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Chilton, WI. Source: https://www.envoymortgage.com/denise-bangart/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/686806

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/denise-bangart/
- Office phone and Email on file: shown at https://lendb.ai/lo/denise-bangart-686806#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/686806
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.envoymortgage.com/denise-bangart/

Cite as: Denise Bangart (NMLS 686806), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/denise-bangart-686806, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._