---
canonical_url: https://lendb.ai/lo/denise-cruz-1985084
json_url: https://lendb.ai/lo/denise-cruz-1985084.json
nmls_id: 1985084
last_verified: 2026-10-15
---

# Denise Cruz

Loan Advisor at Endeavor Capital, LLC, Overland Park, KS. NMLS ID 1985084 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1985084)).

**Summary:** Denise Cruz (NMLS 1985084) is Loan Advisor at Endeavor Capital, LLC, based in Overland Park, KS. Lists Kansas and Missouri on the lender page (not yet checked with the state regulator). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Kansas (KS, lender_reported), Missouri (MO, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Endeavor Capital, LLC (NMLS 222524), Overland Park, KS. Source: https://homesteadfinancial.com/loan-officers/denise-cruz/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1985084

## Contact

- View profile at Endeavor Capital, LLC: https://homesteadfinancial.com/loan-officers/denise-cruz/
- Office phone and Email on file: shown at https://lendb.ai/lo/denise-cruz-1985084#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1985084
- lender_site: https://homesteadfinancial.com/loan-officers/denise-cruz/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Denise Cruz (NMLS 1985084), Endeavor Capital, LLC. LenDb.ai, https://lendb.ai/lo/denise-cruz-1985084, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._