---
canonical_url: https://lendb.ai/lo/denise-cummings-1604003
json_url: https://lendb.ai/lo/denise-cummings-1604003.json
nmls_id: 1604003
last_verified: 2026-10-09
---

# Denise Cummings

Production Manager II at Guild Mortgage, Scottsdale, AZ. NMLS ID 1604003 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1604003)).

**Summary:** Denise Cummings (NMLS 1604003) is Production Manager II at Guild Mortgage, based in Scottsdale, AZ. Licensed in Colorado, confirmed with the state regulator (license 100536691). Also lists Arizona, California, Iowa, North Dakota, New Mexico, Nevada, South Dakota, Texas and 1 more on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Iowa (IA, lender_reported), North Dakota (ND, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), South Dakota (SD, lender_reported), Texas (TX, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100536691 | active | confirmed | 2023-05-26 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ND | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Scottsdale, AZ. Source: https://branches.guildmortgage.com/az/scottsdale/denise-cummings-758-rrdc.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1604003

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/az/scottsdale/denise-cummings-758-rrdc.html
- Office phone and Email on file: shown at https://lendb.ai/lo/denise-cummings-1604003#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1604003
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=314653&contact=543820
- lender_site: https://branches.guildmortgage.com/az/scottsdale/denise-cummings-758-rrdc.html

Cite as: Denise Cummings (NMLS 1604003), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/denise-cummings-1604003, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._