---
canonical_url: https://lendb.ai/lo/denise-decarolis-455856
json_url: https://lendb.ai/lo/denise-decarolis-455856.json
nmls_id: 455856
last_verified: 2026-10-09
---

# Denise DeCarolis

Loan Originator at Barrett Financial Group, Chandler, AZ. NMLS ID 455856 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455856)).

**Summary:** Denise DeCarolis (NMLS 455856) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Licensed in Florida, confirmed with the state regulator (license LO144145). Also lists Maryland, North Carolina, Texas and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO144145 | active | confirmed | 2026-01-14 | state_regulator | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Barrett Financial Group (NMLS 181106), Chandler, AZ. Source: https://www.barrettfinancial.com/denised, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455856

## Contact

- View profile at Barrett Financial Group: https://www.barrettfinancial.com/denised
- Office phone and Email on file: shown at https://lendb.ai/lo/denise-decarolis-455856#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455856
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.barrettfinancial.com/denised

Cite as: Denise DeCarolis (NMLS 455856), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/denise-decarolis-455856, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._