---
canonical_url: https://lendb.ai/lo/denise-huettner-158178
json_url: https://lendb.ai/lo/denise-huettner-158178.json
nmls_id: 158178
last_verified: 2026-10-15
---

# Denise Huettner

Mortgage Loan Officer at Staunton Financial, Inc.. NMLS ID 158178 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/158178)).

**Summary:** Denise Huettner (NMLS 158178) is Mortgage Loan Officer at Staunton Financial, Inc.. Earliest state license record: February 12, 2017 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: February 12, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://totalhomelending.com/denise-huettner/, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Denise Huettner is a mortgage loan officer who got started in the business 20 years ago when refinancing their own home. When not working, they like to spend time with family and friends around a bonfire.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 20. Source: https://totalhomelending.com/denise-huettner/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO39626 | expired | confirmed | 2017-02-12 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Staunton Financial, Inc. (NMLS 140012). Source: https://totalhomelending.com/denise-huettner/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/158178

## Contact

- View profile at Staunton Financial, Inc.: https://totalhomelending.com/denise-huettner/
- Office phone and Email on file: shown at https://lendb.ai/lo/denise-huettner-158178#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/158178
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://totalhomelending.com/denise-huettner/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Denise Huettner (NMLS 158178), Staunton Financial, Inc.. LenDb.ai, https://lendb.ai/lo/denise-huettner-158178, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._