---
canonical_url: https://lendb.ai/lo/denise-mcmanus-1982222
json_url: https://lendb.ai/lo/denise-mcmanus-1982222.json
nmls_id: 1982222
last_verified: 2026-10-09
---

# Denise McManus

Mortgage Advisor at Xpert Home Lending. NMLS ID 1982222 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1982222)).

**Summary:** Denise McManus (NMLS 1982222) is Mortgage Advisor at Xpert Home Lending. Lists Arizona, California, Michigan, Texas and Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and Self-employed. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Michigan (MI, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/denise-mcmanus
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/denise-mcmanus

## About

Denise specializes in self-employed loans, investment properties, and alternative verification forms. She is also a licensed real estate advisor.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Licensed real estate advisor. Source: https://xperthomelending.com/loan-directory/denise-mcmanus, verified 2026-10-09.
- service_area: Arizona, California, Michigan, Texas, Utah. Source: https://xperthomelending.com/loan-directory/denise-mcmanus, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO115082 | expired | confirmed | 2022-11-10 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/denise-mcmanus, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1982222

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/denise-mcmanus
- Office phone on file: shown at https://lendb.ai/lo/denise-mcmanus-1982222#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1982222
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/denise-mcmanus

Cite as: Denise McManus (NMLS 1982222), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/denise-mcmanus-1982222, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._