---
canonical_url: https://lendb.ai/lo/denise-montenegro-2330969
json_url: https://lendb.ai/lo/denise-montenegro-2330969.json
nmls_id: 2330969
last_verified: 2026-10-09
---

# Denise Montenegro

Mortgage Consultant at CrossCountry Mortgage, Newport Beach, CA. NMLS ID 2330969 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2330969)).

**Summary:** Denise Montenegro (NMLS 2330969) is Mortgage Consultant at CrossCountry Mortgage, based in Newport Beach, CA. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Denise is an experienced loan officer at CrossCountry Mortgage serving Newport Beach, CA. She specializes in making mortgage processes simple and personalized for clients purchasing, refinancing, or investing in real estate.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Newport Beach, CA. Source: https://crosscountrymortgage.com/newport-beach-ca-8141/denise-montenegro/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Newport Beach, CA. Source: https://crosscountrymortgage.com/newport-beach-ca-8141/denise-montenegro/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2330969

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/newport-beach-ca-8141/denise-montenegro/
- Email on file: shown at https://lendb.ai/lo/denise-montenegro-2330969#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2330969
- lender_site: https://crosscountrymortgage.com/newport-beach-ca-8141/denise-montenegro/

Cite as: Denise Montenegro (NMLS 2330969), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/denise-montenegro-2330969, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._