---
canonical_url: https://lendb.ai/lo/denise-norwood-618316
json_url: https://lendb.ai/lo/denise-norwood-618316.json
nmls_id: 618316
last_verified: 2026-10-16
---

# Denise Norwood

Loan Officer at Granite Bank, Waco, TX. NMLS ID 618316 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618316)).

Based in Waco, Texas, Denise Norwood (NMLS 618316) is a Loan Officer at Granite Bank.

**Summary:** Denise Norwood (NMLS 618316) is Loan Officer at Granite Bank, based in Waco, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Denise licensed?

Denise works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Denise work for?

Granite Bank, company NMLS 405434, from the Waco, TX office, per the lender's own site (verified 2026-10-16). Source: https://granitebank.com/loan-officer/denisenorwood/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Denise Norwood is a Loan Officer and says they have over 10 years of experience in mortgage. They focus on providing clear, upfront guidance. They were born and raised in Waco and say they are proud to serve the community they call home.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: over 10. Source: https://granitebank.com/loan-officer/denisenorwood/, verified 2026-10-16.
- service_area: Waco. Source: https://granitebank.com/loan-officer/denisenorwood/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Granite Bank (NMLS 405434), Waco, TX. Source: https://granitebank.com/loan-officer/denisenorwood/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618316

## Contact

- linkedin_url: https://www.linkedin.com/in/denise-norwood-720582127/ (source: lender_site, verified 2026-10-16)
- View profile at Granite Bank: https://granitebank.com/loan-officer/denisenorwood/
- Office phone and Email on file: shown at https://lendb.ai/lo/denise-norwood-618316#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618316
- lender_site: https://granitebank.com/loan-officer/denisenorwood/

Cite as: Denise Norwood (NMLS 618316), Granite Bank. LenDb.ai, https://lendb.ai/lo/denise-norwood-618316, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._