---
canonical_url: https://lendb.ai/lo/denise-peach-41008
json_url: https://lendb.ai/lo/denise-peach-41008.json
nmls_id: 41008
last_verified: 2026-10-09
---

# Denise Peach

Senior Vice President, Branch Manager at Total Mortgage Services, Leominster, MA. NMLS ID 41008 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/41008)).

**Summary:** Denise Peach (NMLS 41008) is Senior Vice President, Branch Manager at Total Mortgage Services, based in Leominster, MA. Licensed in Florida, confirmed with the state regulator (license LO80768). Also lists Massachusetts on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance and First-time buyer. Licensed since 2021 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.totalmortgage.com/bankers/denise-peach, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/denise-peach
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/denise-peach

## About

Denise has over 25 years of mortgage experience and is the #1 MassHousing loan officer in Massachusetts for five consecutive years. She specializes in affordable housing programs, down payment assistance, and first-time homebuyer loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.totalmortgage.com/bankers/denise-peach, verified 2026-10-09.
- credential: #1 MassHousing Loan Officer in Massachusetts five years running. Source: https://www.totalmortgage.com/bankers/denise-peach, verified 2026-10-09.
- service_area: Massachusetts. Source: https://www.totalmortgage.com/bankers/denise-peach, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO80768 | active | confirmed | 2021-01-25 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Leominster, MA. Source: https://www.totalmortgage.com/bankers/denise-peach, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/41008

## Contact

- linkedin_url: https://www.linkedin.com/in/denise-peach-19346633 (source: lender_site, verified 2026-10-09)
- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/denise-peach
- Email on file: shown at https://lendb.ai/lo/denise-peach-41008#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/41008
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/denise-peach

Cite as: Denise Peach (NMLS 41008), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/denise-peach-41008, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._