---
canonical_url: https://lendb.ai/lo/denise-wilts-1793715
json_url: https://lendb.ai/lo/denise-wilts-1793715.json
nmls_id: 1793715
last_verified: 2026-10-09
---

# Denise Wilts

Loan Officer at Xpert Home Lending. NMLS ID 1793715 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1793715)).

**Summary:** Denise Wilts (NMLS 1793715) is Loan Officer at Xpert Home Lending. Lists Colorado, Georgia, Montana, North Dakota, Nebraska, South Dakota, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, lender_reported), Georgia (GA, lender_reported), Montana (MT, lender_reported), North Dakota (ND, lender_reported), Nebraska (NE, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/denise-wilts

## About

Denise has over 40 years in real estate and finance with a Master's in Business emphasizing Finance. First-time home buyers are her passion, and she is committed to serving as a trusted advisor helping people achieve responsible homeownership and financial peace.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 40+. Source: https://xperthomelending.com/loan-directory/denise-wilts, verified 2026-10-09.
- education: Master's in Business with emphasis in Finance. Source: https://xperthomelending.com/loan-directory/denise-wilts, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ND | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/denise-wilts, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1793715

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/denise-wilts
- Office phone and Email on file: shown at https://lendb.ai/lo/denise-wilts-1793715#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1793715
- lender_site: https://xperthomelending.com/loan-directory/denise-wilts

Cite as: Denise Wilts (NMLS 1793715), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/denise-wilts-1793715, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._