---
canonical_url: https://lendb.ai/lo/dennis-gamalinda-453437
json_url: https://lendb.ai/lo/dennis-gamalinda-453437.json
nmls_id: 453437
last_verified: 2026-10-09
---

# Dennis Gamalinda

Mortgage Loan Officer at Loan Factory. NMLS ID 453437 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453437)).

**Summary:** Dennis Gamalinda (NMLS 453437) is Mortgage Loan Officer at Loan Factory. Lists Michigan and California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage and Jumbo loan. Licensed since 2023 (per Florida records). States 35 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 35 (source: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437, verified 2026-10-09)
- Licensed in: Michigan (MI, lender_reported), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437
- **Jumbo loan** (`jumbo`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437

## About

Dennis has over 35 years in real estate and mortgage industry, specializing in reverse mortgages and HECM loans for seniors and financial professionals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35. Source: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437, verified 2026-10-09.
- role: Reverse Strategist. Source: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121978 | expired | confirmed | 2023-08-02 | state_regulator | 2026-10-09 |
| MI | state_license | 453437 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437, verified 2026-10-09.
- ? to 2026-10-10: Fairway Independent Mortgage Corporation (NMLS 2289), San Dimas, CA. Source: https://www.fairway.com/lo/dennis-gamalinda-453437, verified 2026-10-09.
- ? to 2026-10-09: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453437

## Contact

- linkedin_url: https://www.linkedin.com/in/dennis-gamalinda-50781a29/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437
- Office phone and Email on file: shown at https://lendb.ai/lo/dennis-gamalinda-453437#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453437
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/dennis-gamalinda-453437
- lender_site: https://www.loanfactory.com/mortgage-expert/dennis-gamalinda-453437

Cite as: Dennis Gamalinda (NMLS 453437), Loan Factory. LenDb.ai, https://lendb.ai/lo/dennis-gamalinda-453437, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._