---
canonical_url: https://lendb.ai/lo/derek-barlow-1544410
json_url: https://lendb.ai/lo/derek-barlow-1544410.json
nmls_id: 1544410
last_verified: 2026-10-09
---

# Derek Barlow

Loan Officer at First Heritage Mortgage, Denver, CO. NMLS ID 1544410 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1544410)).

**Summary:** Derek Barlow (NMLS 1544410) is Loan Officer at First Heritage Mortgage, based in Denver, CO. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and VA loan. Licensed since 2021 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://fhmtg.com/officers/derek-barlow/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://fhmtg.com/officers/derek-barlow/

## About

Virginia native with Appalachian roots who has been helping clients finance homes since 2016. Derek applies analytical skills to mortgage banking and has become an expert in jumbo and VA financing through work in the competitive DC, VA, and MD real estate markets.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2016. Source: https://fhmtg.com/officers/derek-barlow/, verified 2026-10-09.
- education: Virginia Tech, dual degrees in Food Science and Microbiology. Source: https://fhmtg.com/officers/derek-barlow/, verified 2026-10-09.
- service_area: DC, VA, MD real estate market; currently serves CO, FL, MD, VA, DC. Source: https://fhmtg.com/officers/derek-barlow/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO140575 | active | confirmed | 2025-08-18 | state_regulator | 2026-10-09 |
| CO | state_license | 100522730 | active | confirmed | 2021-03-26 | state_regulator | 2026-10-10 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548), Denver, CO. Source: https://fhmtg.com/officers/derek-barlow/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1544410

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/derek-barlow/
- Office phone on file: shown at https://lendb.ai/lo/derek-barlow-1544410#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1544410
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=269458&contact=492016
- lender_site: https://fhmtg.com/officers/derek-barlow/

Cite as: Derek Barlow (NMLS 1544410), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/derek-barlow-1544410, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._