--- canonical_url: https://lendb.ai/lo/derek-bobadilla-820270 json_url: https://lendb.ai/lo/derek-bobadilla-820270.json nmls_id: 820270 last_verified: 2026-10-31 --- # Derek Bobadilla Loan officer at NEXA Mortgage, Kalispell, MT. NMLS ID 820270 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/820270)). Based in Kalispell, Montana, Derek Bobadilla (NMLS 820270) is a mortgage loan officer at NEXA Mortgage, licensed in California since 2019 and in Florida, Texas, Louisiana and 8 more states. **Summary:** Derek Bobadilla (NMLS 820270) is a loan officer at NEXA Mortgage, based in Kalispell, MT. Licensed in 12 states confirmed with state regulators: Florida, Texas, Louisiana, Missouri, Arkansas, Iowa, Oregon, Wisconsin and 4 more. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: September 18, 2019 (California), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Derek licensed in Florida? Yes. Florida regulator records list license LO91333 as active, first effective July 15, 2021 (verified 2026-10-15). LenDb has 11 other states on file for Derek. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Derek work for? NEXA Mortgage, company NMLS 1660690, from the Kalispell, MT office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Derek been licensed? The earliest state license record LenDb holds for Derek is from September 18, 2019 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: September 18, 2019 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Derek D. Bobadilla (AR, CA, FL, IA, LA, MO, NV, OR, TX, WY, as of 2026-10-28) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Louisiana (LA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com - **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com - **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com - **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com - **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO91333 | active | confirmed | 2021-07-15 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2020-06-22 | state_regulator | 2026-10-13 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 45008 | active | confirmed | 2021-06-09 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2020-06-09 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 820270 | active | confirmed | 2021-08-23 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO820270 | active | confirmed | 2019-09-18 | state_regulator | 2026-10-24 | | WY | Wyoming regulator | state_license | 102518 | active | confirmed | 2021-05-26 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0084105 | active | confirmed | 2024-02-18 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-1189438 | active | confirmed | 2020-11-20 | state_regulator | 2026-10-31 | ## Employment history - ? to present: NEXA Mortgage (NMLS 1660690), Kalispell, MT. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/820270 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/820270 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - manual (lender programs): https://nexamortgage.com Cite as: Derek Bobadilla (NMLS 820270), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/derek-bobadilla-820270, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._