---
canonical_url: https://lendb.ai/lo/derek-bonzagni-1707356
json_url: https://lendb.ai/lo/derek-bonzagni-1707356.json
nmls_id: 1707356
last_verified: 2026-10-26
---

# Derek Bonzagni

Loan officer at West Capital Lending, Inc.. NMLS ID 1707356 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1707356)).

Derek Bonzagni (NMLS 1707356) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2019 and in Texas, California, Colorado and 4 more states.

**Summary:** Derek Bonzagni (NMLS 1707356) is a loan officer at West Capital Lending, Inc.. Licensed in 8 states confirmed with state regulators: Florida, Texas, California, Colorado, Missouri, Iowa, Oregon and Maryland. Earliest state license record: September 12, 2019 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Derek licensed in Florida?

Yes. Florida regulator records list license LO64080 as active, first effective September 12, 2019 (verified 2026-10-15). LenDb has 7 other states on file for Derek. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Derek work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Derek been licensed?

The earliest state license record LenDb holds for Derek is from September 12, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: September 12, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Derek J. Bonzagni (CA, CO, FL, IA, MD, MO, OR, TX, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO64080 | active | confirmed | 2019-09-12 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-07-05 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02317263 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100543299 | active | confirmed | 2025-09-23 | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| IA | Iowa regulator | state_license | 55006 | active | confirmed | 2025-08-04 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-10-25 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1707356

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1707356
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=345924&contact=580339
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Derek Bonzagni (NMLS 1707356), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/derek-bonzagni-1707356, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._