---
canonical_url: https://lendb.ai/lo/derek-davis-1990872
json_url: https://lendb.ai/lo/derek-davis-1990872.json
nmls_id: 1990872
last_verified: 2026-10-24
---

# Derek Davis

Loan officer at West Capital Lending, Inc.. NMLS ID 1990872 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1990872)).

Derek Davis (NMLS 1990872) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2022 and in California.

**Summary:** Derek Davis (NMLS 1990872) is a loan officer at West Capital Lending, Inc.. Licensed in 2 states confirmed with state regulators: Florida and California. Earliest state license record: February 24, 2022 (Florida), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Derek licensed in Florida?

Yes. Florida regulator records list license LO103066 as active, first effective February 24, 2022 (verified 2026-10-15). LenDb has 1 other state on file for Derek. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Derek work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Derek been licensed?

The earliest state license record LenDb holds for Derek is from February 24, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: February 24, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Derek R. Davis (CA, FL, as of 2026-10-15)
- Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO103066 | active | confirmed | 2022-02-24 | state_regulator | 2026-10-15 |
| CA | California Department of Real Estate | state_license | 02233182 | active | confirmed |  | state_regulator | 2026-10-24 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1990872

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1990872
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html

Cite as: Derek Davis (NMLS 1990872), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/derek-davis-1990872, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._