---
canonical_url: https://lendb.ai/lo/derek-egeberg-180899
json_url: https://lendb.ai/lo/derek-egeberg-180899.json
nmls_id: 180899
last_verified: 2026-10-15
---

# Derek Egeberg

Branch Manager at MortgageOne, Inc.. NMLS ID 180899 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/180899)).

**Summary:** Derek Egeberg (NMLS 180899) is Branch Manager at MortgageOne, Inc.. Focus areas shown on the lender page: First-time buyer. States 25 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/

## About

Derek Egeberg has over 25 years in the mortgage industry. They lead free monthly seminars for buyers and homeowners on topics such as first-time buying and credit.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.
- service_area: Yuma area (Arizona). Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.
- education: Bachelor's in Business Management, University of Phoenix, Cum Laude. Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.
- community: Yuma Rotary Club, Past President. Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.
- community: Children's Museum of Yuma County, Board Member. Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.
- credential: Top 1% Loan Originator in the Nation. Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.
- credential: One of the Top 40 Under 40 Loan Originators. Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.
- credential: One of the Hot 100 to Watch in the Mortgage Industry. Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: MortgageOne, Inc. (NMLS 898812). Source: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/180899

## Contact

- View profile at MortgageOne, Inc.: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/
- Office phone and Email on file: shown at https://lendb.ai/lo/derek-egeberg-180899#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/180899
- lender_site: https://www.mortgageonehomeloans.com/staff-member/derek-egeberg-2/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Derek Egeberg (NMLS 180899), MortgageOne, Inc.. LenDb.ai, https://lendb.ai/lo/derek-egeberg-180899, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._