{
  "canonical_url": "https://lendb.ai/lo/derek-evans-482600",
  "loan_officer": {
    "nmls_id": 482600,
    "slug": "derek-evans-482600",
    "canonical_url": "https://lendb.ai/lo/derek-evans-482600",
    "md_url": "https://lendb.ai/lo/derek-evans-482600.md",
    "json_url": "https://lendb.ai/lo/derek-evans-482600.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/482600",
    "full_name": {
      "value": "Derek Evans",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/derek-evans/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Derek",
    "last_name": "Evans",
    "headshot_url": {
      "value": "https://fhmtg.com/wp-content/uploads/2025/11/Derek-Evans-Square-500.png",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/derek-evans/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Branch manager with over 15 years of mortgage industry experience. Active in Richmond community, conducts free educational seminars on financing options, and provides tailored solutions for homebuyers, builders, and refinancing.",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/derek-evans/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/derek-evans/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/derek-evans/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 15,
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/derek-evans/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
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    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
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      "lender_name": "First Heritage Mortgage",
      "lender_slug": "first-heritage-mortgage-86548",
      "branch_city": "Richmond",
      "branch_state": "VA",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://fhmtg.com/officers/derek-evans/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/derek-evans/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 86548,
        "lender_name": "First Heritage Mortgage",
        "lender_slug": "first-heritage-mortgage-86548",
        "branch_city": "Richmond",
        "branch_state": "VA",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://fhmtg.com/officers/derek-evans/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "15",
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Branch Manager at First Heritage Mortgage in Richmond, VA",
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Active member of Richmond community, participates in local outreach programs and conducts free educational seminars on home financing",
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/derek-evans/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:22:53.429091+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/derek-evans-482600#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/derek-evans/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}