---
canonical_url: https://lendb.ai/lo/derek-kam-633695
json_url: https://lendb.ai/lo/derek-kam-633695.json
nmls_id: 633695
last_verified: 2026-10-09
---

# Derek Kam

Enterprise Lending Officer, Vice President at Bank of America, Pleasanton, CA. NMLS ID 633695 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/633695)).

**Summary:** Derek Kam (NMLS 633695) is Enterprise Lending Officer, Vice President at Bank of America, based in Pleasanton, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Chinese. States 29 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 29 (source: https://mortgage.bankofamerica.com/derekkam, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Chinese
- Profile: unclaimed
- Status: active

## Specialties


## About

Derek Kam has 29 years of mortgage lending experience and helps clients navigate the home loan process across a wide range of options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 29. Source: https://mortgage.bankofamerica.com/derekkam, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bank of America (NMLS 399802), Pleasanton, CA. Source: https://mortgage.bankofamerica.com/derekkam, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/633695

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/derekkam
- Office phone on file: shown at https://lendb.ai/lo/derek-kam-633695#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/633695
- lender_site: https://mortgage.bankofamerica.com/derekkam

Cite as: Derek Kam (NMLS 633695), Bank of America. LenDb.ai, https://lendb.ai/lo/derek-kam-633695, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._