---
canonical_url: https://lendb.ai/lo/derek-latta-2031480
json_url: https://lendb.ai/lo/derek-latta-2031480.json
nmls_id: 2031480
last_verified: 2026-10-09
---

# Derek Latta

Mortgage Loan Officer at Loan Factory. NMLS ID 2031480 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2031480)).

**Summary:** Derek Latta (NMLS 2031480) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO78650). Also lists Tennessee on the lender page (not yet checked with the state regulator). Speaks Spanish. Licensed since 2020 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.loanfactory.com/mortgage-expert/derek-latta-2031480, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Derek Latta has over 30 years of experience in real estate financing, buying, and selling. Known for extensive knowledge of the Florida real estate market and client-focused service, with a large portion of his business coming from referrals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.loanfactory.com/mortgage-expert/derek-latta-2031480, verified 2026-10-09.
- service_area: Florida real estate market. Source: https://www.loanfactory.com/mortgage-expert/derek-latta-2031480, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO78650 | active | confirmed | 2020-12-11 | state_regulator | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/derek-latta-2031480, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2031480

## Contact

- linkedin_url: https://www.linkedin.com/in/dereklattarealestate (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/derek-latta-2031480

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2031480
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/derek-latta-2031480

Cite as: Derek Latta (NMLS 2031480), Loan Factory. LenDb.ai, https://lendb.ai/lo/derek-latta-2031480, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._