--- canonical_url: https://lendb.ai/lo/derek-laughery-872594 json_url: https://lendb.ai/lo/derek-laughery-872594.json nmls_id: 872594 last_verified: 2026-10-09 --- # Derek Laughery Originating Branch Manager at CrossCountry Mortgage, Chicago, IL. NMLS ID 872594 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872594)). **Summary:** Derek Laughery (NMLS 872594) is Originating Branch Manager at CrossCountry Mortgage, based in Chicago, IL. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Alabama, California, Georgia, Iowa, Illinois, Indiana, Michigan, Minnesota and 6 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan. Earliest state license record: September 22, 2021 (Florida), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: September 22, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/chicago-il-3045/derek-laughery/ ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO94960 | active | confirmed | 2021-09-22 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100527866 | active | confirmed | 2021-10-14 | state_regulator | 2026-10-10 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Chicago, IL. Source: https://crosscountrymortgage.com/chicago-il-3045/derek-laughery/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872594 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/chicago-il-3045/derek-laughery/ - Email on file: shown at https://lendb.ai/lo/derek-laughery-872594#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/872594 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/chicago-il-3045/derek-laughery/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=285693&contact=510492 Cite as: Derek Laughery (NMLS 872594), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/derek-laughery-872594, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._