---
canonical_url: https://lendb.ai/lo/derek-laurain-28320
json_url: https://lendb.ai/lo/derek-laurain-28320.json
nmls_id: 28320
last_verified: 2026-10-31
---

# Derek Laurain

Loan officer at West Capital Lending, Inc.. NMLS ID 28320 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/28320)).

Derek Laurain (NMLS 28320) is a mortgage loan officer at West Capital Lending, Inc., licensed in Arkansas, Iowa, Maryland and Nevada.

**Summary:** Derek Laurain (NMLS 28320) is a loan officer at West Capital Lending, Inc.. Licensed in 4 states confirmed with state regulators: Arkansas, Iowa, Maryland and Nevada. Earliest state license record: May 12, 2010 (California), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Derek licensed in Arkansas?

Yes. Arkansas regulator records list a license as active (verified 2026-10-20). LenDb has 3 other states on file for Derek. Source: https://securities.arkansas.gov/loans/nmls/.

### What lender does Derek work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://securities.arkansas.gov/loans/nmls/.

### How long has Derek been licensed?

The earliest state license record LenDb holds for Derek is from May 12, 2010 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: May 12, 2010 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Derek M. Laurain (AR, CA, IA, MD, NV, NY, as of 2026-10-28)
- Licensed in: Arkansas (AR, confirmed), Iowa (IA, confirmed), Maryland (MD, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-14 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 26851 | active | confirmed | 2016-06-13 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC28320 | inactive | confirmed | 2010-05-12 | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| NV | Nevada regulator | state_license | NMLO-100547 | active | confirmed | 2010-07-22 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://securities.arkansas.gov/loans/nmls/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/28320

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/28320
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://mld.nv.gov/

Cite as: Derek Laurain (NMLS 28320), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/derek-laurain-28320, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._