---
canonical_url: https://lendb.ai/lo/derek-marose-776311
json_url: https://lendb.ai/lo/derek-marose-776311.json
nmls_id: 776311
last_verified: 2026-10-26
---

# Derek Marose

VP, Mortgage Loan Officer II at First Mid Bank & Trust, Osage Beach, MO. NMLS ID 776311 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/776311)).

Based in Osage Beach, Missouri, Derek Marose (NMLS 776311) is a mortgage loan officer at First Mid Bank & Trust.

**Summary:** Derek Marose (NMLS 776311) is VP, Mortgage Loan Officer II at First Mid Bank & Trust, based in Osage Beach, MO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 30 years of experience. Last verified 2026-10-26.

## Quick answers

### Is Derek licensed?

Derek works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Derek work for?

First Mid Bank & Trust, company NMLS 411170, from the Osage Beach, MO office, per the lender's own site (verified 2026-10-26). Source: https://www.firstmid.com/staff/derek-marose.

### How much experience does Derek have?

Derek states 30 years of experience. Source: https://www.firstmid.com/staff/derek-marose.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.firstmid.com/staff/derek-marose, verified 2026-10-26)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- service_area: Lake of the Ozarks region in Missouri; Lake area clients since 2012. Source: https://www.firstmid.com/staff/derek-marose, verified 2026-10-26.
- years_experience: 30. Source: https://www.firstmid.com/staff/derek-marose, verified 2026-10-26.
- role: Former leader overseeing lending teams and high-volume loan operations. Source: https://www.firstmid.com/staff/derek-marose, verified 2026-10-26.
- education: Bachelor of Science, Missouri State University. Source: https://www.firstmid.com/staff/derek-marose, verified 2026-10-26.
- community: Member of the Bagnell Dam Association of Realtors. Source: https://www.firstmid.com/staff/derek-marose, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: First Mid Bank & Trust (NMLS 411170), Osage Beach, MO. Source: https://www.firstmid.com/staff/derek-marose, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/776311

## Contact

- View profile at First Mid Bank & Trust: https://www.firstmid.com/staff/derek-marose
- Office phone and Email on file: shown at https://lendb.ai/lo/derek-marose-776311#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/776311
- lender_site: https://www.firstmid.com/staff/derek-marose

Cite as: Derek Marose (NMLS 776311), First Mid Bank & Trust. LenDb.ai, https://lendb.ai/lo/derek-marose-776311, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._