---
canonical_url: https://lendb.ai/lo/derek-opina-1973584
json_url: https://lendb.ai/lo/derek-opina-1973584.json
nmls_id: 1973584
last_verified: 2026-10-30
---

# Derek Opina

Loan officer at West Capital Lending, Inc.. NMLS ID 1973584 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973584)).

Derek Opina (NMLS 1973584) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2020 and in Florida, Texas, California and 7 more states.

**Summary:** Derek Opina (NMLS 1973584) is a loan officer at West Capital Lending, Inc.. Licensed in 11 states confirmed with state regulators: Florida, Texas, California, Delaware, Colorado, Missouri, Iowa, Oregon and 3 more. Earliest state license record: June 18, 2020 (Oregon), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Derek licensed in Florida?

Yes. Florida regulator records list license LO71552 as active, first effective July 8, 2020 (verified 2026-10-15). LenDb has 10 other states on file for Derek. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Derek work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Derek been licensed?

The earliest state license record LenDb holds for Derek is from June 18, 2020 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: June 18, 2020 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Derek J. Opina (CA, CO, DE, FL, IA, MD, MO, OR, TX, WY, as of 2026-10-30)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO71552 | active | confirmed | 2020-07-08 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-05-10 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02166287 | active | confirmed |  | state_regulator | 2026-10-24 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| CO | Colorado regulator | state_license | 100518012 | active | confirmed | 2020-07-21 | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| IA | Iowa regulator | state_license | 50166 | active | confirmed | 2023-03-30 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | 1973584 | active | confirmed | 2020-06-18 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1973584 | active | confirmed | 2024-11-20 | state_regulator | 2026-10-21 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 106187 | active | confirmed | 2023-04-21 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973584

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973584
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=250361&contact=471508
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Derek Opina (NMLS 1973584), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/derek-opina-1973584, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._