{
  "canonical_url": "https://lendb.ai/lo/derek-pederson-2565112",
  "loan_officer": {
    "nmls_id": 2565112,
    "slug": "derek-pederson-2565112",
    "canonical_url": "https://lendb.ai/lo/derek-pederson-2565112",
    "md_url": "https://lendb.ai/lo/derek-pederson-2565112.md",
    "json_url": "https://lendb.ai/lo/derek-pederson-2565112.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565112",
    "full_name": {
      "value": "Derek Pederson",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/dpederson/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Derek",
    "last_name": "Pederson",
    "headshot_url": {
      "value": "https://alcova.com/wp-content/uploads/2024/08/derek-pederson.png",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/dpederson/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Derek helps clients make their homeownership dreams come true. Originally from Hudson, Wisconsin, he lived in Madrid for a year and speaks Spanish fluently.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/dpederson/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/dpederson/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/dpederson/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 40508,
      "lender_name": "ALCOVA Mortgage",
      "lender_slug": "alcova-mortgage-40508",
      "branch_city": "Vinton",
      "branch_state": "VA",
      "branch_zip": "24179",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://alcova.com/loan-officer/dpederson/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/dpederson/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 40508,
        "lender_name": "ALCOVA Mortgage",
        "lender_slug": "alcova-mortgage-40508",
        "branch_city": "Vinton",
        "branch_state": "VA",
        "branch_zip": "24179",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://alcova.com/loan-officer/dpederson/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/dpederson/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/dpederson/",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/derek-pederson-312957151/",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/dpederson/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "community",
        "value": "Pastor at Salem Apostolic Church; supports SAC Food Bank and SAC Clothing Drive",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/dpederson/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:08:13.578617+00",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/derek-pederson-2565112#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/dpederson/",
      "verified_at": "2026-10-09"
    }
  }
}