---
canonical_url: https://lendb.ai/lo/derek-pederson-2565112
json_url: https://lendb.ai/lo/derek-pederson-2565112.json
nmls_id: 2565112
last_verified: 2026-10-09
---

# Derek Pederson

Loan Officer at ALCOVA Mortgage, Vinton, VA. NMLS ID 2565112 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565112)).

**Summary:** Derek Pederson (NMLS 2565112) is Loan Officer at ALCOVA Mortgage, based in Vinton, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Derek Pederson is originally from Hudson, Wisconsin and lived in Madrid, Spain for one year. He speaks Spanish and is passionate about making dreams come true through home lending.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Pastor at Salem Apostolic Church, supports SAC Food Bank and SAC Clothing Drive. Source: https://alcova.com/loan-officer/dpederson/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Vinton, VA. Source: https://alcova.com/loan-officer/dpederson/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565112

## Contact

- linkedin_url: https://www.linkedin.com/in/derek-pederson-312957151/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/dpederson/
- Email on file: shown at https://lendb.ai/lo/derek-pederson-2565112#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565112
- lender_site: https://alcova.com/loan-officer/dpederson/

Cite as: Derek Pederson (NMLS 2565112), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/derek-pederson-2565112, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._