--- canonical_url: https://lendb.ai/lo/derek-torok-338587 json_url: https://lendb.ai/lo/derek-torok-338587.json nmls_id: 338587 last_verified: 2026-10-31 --- # Derek Torok Loan officer at E Mortgage Capital, Inc.. NMLS ID 338587 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/338587)). Derek Torok (NMLS 338587) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Nevada since 2017 and in Connecticut, Louisiana, Delaware and 7 more states. **Summary:** Derek Torok (NMLS 338587) is a loan officer at E Mortgage Capital, Inc.. Licensed in 11 states confirmed with state regulators: Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin and 3 more. Earliest state license record: April 25, 2017 (Nevada), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Derek licensed in Connecticut? Yes. Connecticut regulator records list license LO-338587 as active (verified 2026-10-15). LenDb has 10 other states on file for Derek. Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut. ### What lender does Derek work for? E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-15). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut. ### How long has Derek been licensed? The earliest state license record LenDb holds for Derek is from April 25, 2017 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://mld.nv.gov/. ## At a glance - Earliest state license record: April 25, 2017 (Nevada), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Derek S. Torok (AR, CT, DE, IA, LA, MD, MO, NV, OR, as of 2026-10-30) - Licensed in: Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | CT | Connecticut regulator | state_license | LO-338587 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 52352 | active | confirmed | 2024-08-06 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2018-05-31 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 338587 | active | confirmed | 2024-02-09 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0084215 | active | confirmed | 2024-02-27 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-1192710 | active | confirmed | 2017-04-25 | state_regulator | 2026-10-31 | ## Employment history - ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/338587 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/338587 - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ Cite as: Derek Torok (NMLS 338587), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/derek-torok-338587, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._