{
  "canonical_url": "https://lendb.ai/lo/derick-dacosta-2311229",
  "loan_officer": {
    "nmls_id": 2311229,
    "slug": "derick-dacosta-2311229",
    "canonical_url": "https://lendb.ai/lo/derick-dacosta-2311229",
    "md_url": "https://lendb.ai/lo/derick-dacosta-2311229.md",
    "json_url": "https://lendb.ai/lo/derick-dacosta-2311229.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2311229",
    "full_name": {
      "value": "Derick DaCosta",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
      "verified_at": "2026-10-09"
    },
    "first_name": "Derick",
    "last_name": "DaCosta",
    "headshot_url": {
      "value": "https://www.totalmortgage.com/_next/image?url=https%3A%2F%2Fwww.totalmortgage.com%2Fstatic%2Fuploads%2Fheadshots%2FDerick_DaCosta%2FDerick_DaCosta_1768251231590_small.jpg&w=640&q=75",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Derick holds an accounting and financing degree from Bridgewater State University and focuses on helping hardworking people purchase homes and invest in multifamily properties. He emphasizes understanding clients' goals and providing personalized guidance.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 2764,
      "lender_name": "Total Mortgage Services",
      "lender_slug": "total-mortgage-services-2764",
      "branch_city": "Pawtucket",
      "branch_state": "RI",
      "branch_zip": "02861",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2764,
        "lender_name": "Total Mortgage Services",
        "lender_slug": "total-mortgage-services-2764",
        "branch_city": "Pawtucket",
        "branch_state": "RI",
        "branch_zip": "02861",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "accounting and financing degree from Bridgewater State University",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:05:38.244757+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/derick-dacosta-2311229#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/derick-dacosta",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}