--- canonical_url: https://lendb.ai/lo/derik-reade-1442518 json_url: https://lendb.ai/lo/derik-reade-1442518.json nmls_id: 1442518 last_verified: 2026-10-30 --- # Derik Reade Loan officer at West Capital Lending, Inc., Scottsdale, AZ. NMLS ID 1442518 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1442518)). Based in Scottsdale, Arizona, Derik Reade (NMLS 1442518) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2017 and in Texas, California, Connecticut and 6 more states. **Summary:** Derik Reade (NMLS 1442518) is a loan officer at West Capital Lending, Inc., based in Scottsdale, AZ. Licensed in 10 states confirmed with state regulators: Florida, Texas, California, Connecticut, Delaware, Colorado, Oregon, Wisconsin and 2 more. Earliest state license record: February 1, 2017 (Florida), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Derik licensed in Florida? Yes. Florida regulator records list license LO39152 as active, first effective February 1, 2017 (verified 2026-10-15). LenDb has 9 other states on file for Derik. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Derik work for? West Capital Lending, Inc., company NMLS 1566096, from the Scottsdale, AZ office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Derik been licensed? The earliest state license record LenDb holds for Derik is from February 1, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: February 1, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Derik A. Reade (CA, CO, CT, DE, FL, MD, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO39152 | active | confirmed | 2017-02-01 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2019-02-13 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02441697 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-1442518 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100522135 | active | confirmed | 2021-03-04 | state_regulator | 2026-10-16 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-09-19 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1442518 | active | confirmed | 2025-09-05 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109121 | active | confirmed | 2025-08-28 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096), Scottsdale, AZ. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1442518 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1442518 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=267716&contact=490140 - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Derik Reade (NMLS 1442518), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/derik-reade-1442518, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._