---
canonical_url: https://lendb.ai/lo/desiree-richardson-2190482
json_url: https://lendb.ai/lo/desiree-richardson-2190482.json
nmls_id: 2190482
last_verified: 2026-10-09
---

# Desiree Richardson

Mortgage Loan Officer at Loan Factory. NMLS ID 2190482 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2190482)).

**Summary:** Desiree Richardson (NMLS 2190482) is Mortgage Loan Officer at Loan Factory. Lists California and Texas on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/desiree-richardson-2190482, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2190482

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/desiree-richardson-2190482

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2190482
- lender_site: https://www.loanfactory.com/mortgage-expert/desiree-richardson-2190482

Cite as: Desiree Richardson (NMLS 2190482), Loan Factory. LenDb.ai, https://lendb.ai/lo/desiree-richardson-2190482, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._