---
canonical_url: https://lendb.ai/lo/desmond-morgan-1118195
json_url: https://lendb.ai/lo/desmond-morgan-1118195.json
nmls_id: 1118195
last_verified: 2026-10-09
---

# Desmond Morgan

Mortgage Loan Officer at Loan Factory, GA. NMLS ID 1118195 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1118195)).

**Summary:** Desmond Morgan (NMLS 1118195) is Mortgage Loan Officer at Loan Factory, based in Georgia. Lists Georgia, Michigan and Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2014 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2014 (per Florida records). This is license history on file, not total experience.
- Licensed in: Georgia (GA, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/desmond-morgan-1118195

## About

Desmond has over a decade of mortgage experience since 2013, helping 800+ clients including first-time buyers and investors. Fluent in guiding clients toward wealth building through investment properties and home equity solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2013. Source: https://www.loanfactory.com/mortgage-expert/desmond-morgan-1118195, verified 2026-10-09.
- other: Helped over 800 clients with mortgages. Source: https://www.loanfactory.com/mortgage-expert/desmond-morgan-1118195, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO25307 | inactive | confirmed | 2014-06-12 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), GA. Source: https://www.loanfactory.com/mortgage-expert/desmond-morgan-1118195, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1118195

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/desmond-morgan-1118195

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1118195
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/desmond-morgan-1118195

Cite as: Desmond Morgan (NMLS 1118195), Loan Factory. LenDb.ai, https://lendb.ai/lo/desmond-morgan-1118195, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._