{
  "canonical_url": "https://lendb.ai/lo/deysi-osorio-madrigal-1412299",
  "lede": {
    "text": "Deysi Madrigal (NMLS 1412299) is a Branch Manager at Lender Express Mortgage LLC, licensed in Florida since 2021 and in California. Deysi's focus, from their own profile, includes VA loan, and Deysi speaks English and Spanish.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties",
      "languages"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Deysi licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO97633 as active, first effective November 16, 2021 (verified 2026-10-15). LenDb has 2 other states on file for Deysi.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Deysi do VA loans?",
      "a": "Deysi's profile lists VA loan as a focus (from their own specialty list).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Deysi work for?",
      "a": "Lender Express Mortgage LLC, company NMLS 1963444, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Deysi speak?",
      "a": "English and Spanish, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Deysi been licensed?",
      "a": "The earliest state license record LenDb holds for Deysi is from November 16, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1412299,
    "slug": "deysi-osorio-madrigal-1412299",
    "canonical_url": "https://lendb.ai/lo/deysi-osorio-madrigal-1412299",
    "md_url": "https://lendb.ai/lo/deysi-osorio-madrigal-1412299.md",
    "json_url": "https://lendb.ai/lo/deysi-osorio-madrigal-1412299.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1412299",
    "full_name": {
      "value": "Deysi Madrigal",
      "source": "lender_site",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Deysi",
    "last_name": "Madrigal",
    "licensed_names": [
      {
        "name": "Deysi Osorio Madrigal",
        "name_with_middle_initial": null,
        "first_name": "Deysi",
        "middle_initial": null,
        "last_name": "Osorio Madrigal",
        "states": [
          "CA",
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://lenderexpress.com/wp-content/uploads/2026/04/Deysi-Madrigal-Headshot.webp",
      "source": "lender_site",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1963444,
      "lender_name": "Lender Express Mortgage LLC",
      "lender_slug": "lender-express-mortgage-llc-1963444",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1963444,
        "lender_name": "Lender Express Mortgage LLC",
        "lender_slug": "lender-express-mortgage-llc-1963444",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO97633",
        "status": "active",
        "issued_at": "2021-11-16",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI1412299",
        "status": "active",
        "issued_at": "2022-06-30",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.75,
        "basis": "lo_list",
        "source": "lender_site",
        "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 1963444,
        "lender_name": "Lender Express Mortgage LLC",
        "source": "state_regulator",
        "source_url": "https://lenderexpress.com",
        "verified_at": "2026-10-13"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/deysi-madrigal-2aa89b102",
        "source": "lender_site",
        "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "credential",
        "value": "Top 1% of mortgage loan officers in the country since 2019",
        "source": "lender_site",
        "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/deysi-osorio-madrigal-1412299#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://lenderexpress.com/loan-officer/deysi-madrigal/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-11-16",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}