{
  "canonical_url": "https://lendb.ai/lo/dilza-herrod-1494202",
  "loan_officer": {
    "nmls_id": 1494202,
    "slug": "dilza-herrod-1494202",
    "canonical_url": "https://lendb.ai/lo/dilza-herrod-1494202",
    "md_url": "https://lendb.ai/lo/dilza-herrod-1494202.md",
    "json_url": "https://lendb.ai/lo/dilza-herrod-1494202.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494202",
    "full_name": {
      "value": "Dilza Herrod",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "verified_at": "2026-10-10"
    },
    "first_name": "Dilza",
    "last_name": "Herrod",
    "headshot_url": {
      "value": "https://www.lower.com/hs-fs/hubfs/airtable-imports/profile-pics/lo-dilza-herrod.png?quality=80&format=webp&width=800&height=800&name=lo-dilza-herrod.png",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "verified_at": "2026-10-10"
    },
    "bio": {
      "value": "Dilza Herrod is a Loan Officer with more than 16 years of experience in the mortgage industry, based in the San Fernando Valley, California. They work as a bilingual consultant fluent in English and Spanish.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "verified_at": "2026-10-10"
    },
    "years_licensed": 5,
    "years_experience": {
      "value": 16,
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "verified_at": "2026-10-10"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 1124061,
      "lender_name": "Lower",
      "lender_slug": "lower-1124061",
      "branch_city": "Seal Beach",
      "branch_state": "CA",
      "branch_zip": "90740",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "lender_slug": "lower-1124061",
        "branch_city": "Seal Beach",
        "branch_state": "CA",
        "branch_zip": "90740",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO93646",
        "status": "active",
        "issued_at": "2021-08-27",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "OH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "16",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "service_area",
        "value": "San Fernando Valley, California",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-10",
    "updated_at": "2026-10-11 01:22:51.24866+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/dilza-herrod-1494202#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/california/orange-county/dilza-herrod",
      "verified_at": "2026-10-10"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}