---
canonical_url: https://lendb.ai/lo/dimitri-timm-280212
json_url: https://lendb.ai/lo/dimitri-timm-280212.json
nmls_id: 280212
last_verified: 2026-10-15
---

# Dimitri Timm

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Aptos, CA. NMLS ID 280212 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280212)).

**Summary:** Dimitri Timm (NMLS 280212) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Aptos, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Renovation loan (203k / HomeStyle) and VA loan. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212
- **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212

## About

Dimitri has served homebuyers in Aptos, Santa Cruz and across California since 2001, with a focus on VA loans, first-time buyers and renovation financing.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2001. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212, verified 2026-10-15.
- service_area: Aptos, Santa Cruz, Capitola, and all of California. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212, verified 2026-10-15.
- credential: multi-year President's Club honoree. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212, verified 2026-10-15.
- credential: former winner of Best Mortgage Broker in Santa Cruz County. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212, verified 2026-10-15.
- other: more than 1,000 families served; average of $20 million in annual production. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Aptos, CA. Source: https://www.grarate.com/loan-officers/dimitri-timm-280212, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280212

## Contact

- linkedin_url: https://www.linkedin.com/in/dimitri-timm-6aa8558/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/dimitri-timm-280212
- Office phone and Email on file: shown at https://lendb.ai/lo/dimitri-timm-280212#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280212
- lender_site: https://www.grarate.com/loan-officers/dimitri-timm-280212
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Dimitri Timm (NMLS 280212), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/dimitri-timm-280212, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._