{
  "canonical_url": "https://lendb.ai/lo/don-oakes-150317",
  "loan_officer": {
    "nmls_id": 150317,
    "slug": "don-oakes-150317",
    "canonical_url": "https://lendb.ai/lo/don-oakes-150317",
    "md_url": "https://lendb.ai/lo/don-oakes-150317.md",
    "json_url": "https://lendb.ai/lo/don-oakes-150317.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/150317",
    "full_name": {
      "value": "Don Oakes",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Don",
    "last_name": "Oakes",
    "headshot_url": null,
    "bio": {
      "value": "Don has been in the real estate business since starting his own company in 1986. He has owned several rental properties and been involved with building and managing rental property and construction.",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Sr. Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 134871,
      "lender_name": "Highlands Residential Mortgage",
      "lender_slug": "highlands-residential-mortgage-134871",
      "branch_city": "Chattanooga",
      "branch_state": "TN",
      "branch_zip": "37421",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 134871,
        "lender_name": "Highlands Residential Mortgage",
        "lender_slug": "highlands-residential-mortgage-134871",
        "branch_city": "Chattanooga",
        "branch_state": "TN",
        "branch_zip": "37421",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1986",
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "company founder",
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Elder at Northshore Fellowship Church and Chattanooga Christian School",
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Active in mortgage bankers association",
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:15:31.753859+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/don-oakes-150317#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/don-oakes/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}