---
canonical_url: https://lendb.ai/lo/don-r-oneida-55604
json_url: https://lendb.ai/lo/don-r-oneida-55604.json
nmls_id: 55604
last_verified: 2026-10-09
---

# Don R. Oneida

Mortgage Loan Officer at Loan Factory, Ferndale, WA. NMLS ID 55604 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/55604)).

**Summary:** Don R. Oneida (NMLS 55604) is Mortgage Loan Officer at Loan Factory, based in Ferndale, WA. Lists Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 24 (source: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604, verified 2026-10-09)
- Licensed in: Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604

## About

Don is a veteran loan officer with 24 years of mortgage experience (1989-2013) and reactivated in 2024. He specializes in helping first-time homebuyers, credit building, and refinancing, plus real estate investment with property holdings and development projects across multiple states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604, verified 2026-10-09.
- service_area: Whatcom, Skagit, and Pierce Counties in Washington. Source: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604, verified 2026-10-09.
- credential: Managing broker's license, REO Agent since 2010, Short Sale Specialist since 2009. Source: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604, verified 2026-10-09.
- community: President and board member of local non-profit for 14+ years. Source: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Ferndale, WA. Source: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/55604

## Contact

- linkedin_url: https://www.linkedin.com/in/dononeida/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/55604
- lender_site: https://www.loanfactory.com/mortgage-expert/don-r-oneida-55604

Cite as: Don R. Oneida (NMLS 55604), Loan Factory. LenDb.ai, https://lendb.ai/lo/don-r-oneida-55604, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._