---
canonical_url: https://lendb.ai/lo/donald-ryan-455889
json_url: https://lendb.ai/lo/donald-ryan-455889.json
nmls_id: 455889
last_verified: 2026-10-09
---

# Don Ryan

Senior Mortgage Loan Officer at Southern Trust Mortgage, Frostburg, MD. NMLS ID 455889 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455889)).

**Summary:** Don Ryan (NMLS 455889) is Senior Mortgage Loan Officer at Southern Trust Mortgage, based in Frostburg, MD. Licensed in 6 states: Florida, District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia. Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, USDA loan and VA loan. 0 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 0
- Licensed in: Florida (FL), District of Columbia (DC), Maryland (MD), Pennsylvania (PA), Virginia (VA), West Virginia (WV)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.southerntrust.com/don-ryan/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.southerntrust.com/don-ryan/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.southerntrust.com/don-ryan/
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.southerntrust.com/don-ryan/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.southerntrust.com/don-ryan/

## About

Don Ryan is a local lending expert across Virginia, Maryland, Pennsylvania, West Virginia, and Florida with expertise in VA, FHA, USDA, and jumbo loans. He is passionate about empowering first-time homebuyers with clear guidance from pre-approval through closing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Senior Mortgage Loan Officer. Source: https://www.southerntrust.com/don-ryan/, verified 2026-10-09.
- service_area: Virginia, Maryland, Pennsylvania, West Virginia market. Source: https://www.southerntrust.com/don-ryan/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO151319 | active | 2026-09-30 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Frostburg, MD. Source: https://www.southerntrust.com/don-ryan/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455889

## Contact

- linkedin_url: https://www.linkedin.com/in/donald-ryan-jr-87a4026/ (source: lender_site, verified 2026-10-09)
- View profile at Southern Trust Mortgage: https://www.southerntrust.com/don-ryan/
- Office phone and Email on file: shown at https://lendb.ai/lo/donald-ryan-455889#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455889
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.southerntrust.com/don-ryan/

Cite as: Don Ryan (NMLS 455889), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/donald-ryan-455889, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._