--- canonical_url: https://lendb.ai/lo/donald-waters-82361 json_url: https://lendb.ai/lo/donald-waters-82361.json nmls_id: 82361 last_verified: 2026-10-09 --- # Don Waters Area Manager at Fairway Independent Mortgage Corporation, Clayton, NC. NMLS ID 82361 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82361)). **Summary:** Don Waters (NMLS 82361) is Area Manager at Fairway Independent Mortgage Corporation, based in Clayton, NC. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Indiana, Kansas, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee and 1 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: USDA loan and VA loan. Earliest state license record: September 11, 2015 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: September 11, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://www.fairway.com/lo/don-waters-82361, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/don-waters-82361 - **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/don-waters-82361 ## About Area Manager with 20+ years in mortgage industry. Recognized nationally as top loan originator and leading USDA and VA loan specialist, ranked in top 1% of originators. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 20. Source: https://www.fairway.com/lo/don-waters-82361, verified 2026-10-09. - credential: U.S. Army Veteran. Source: https://www.fairway.com/lo/don-waters-82361, verified 2026-10-09. - credential: Ranked top 1% of loan originators in America by Mortgage Executive Magazine. Source: https://www.fairway.com/lo/don-waters-82361, verified 2026-10-09. - education: Degree in Business. Source: https://www.fairway.com/lo/don-waters-82361, verified 2026-10-09. - role: Loan originating Area Manager. Source: https://www.fairway.com/lo/don-waters-82361, verified 2026-10-09. - community: Actively involved in community, supports local events and organizations. Source: https://www.fairway.com/lo/don-waters-82361, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO31579 | active | confirmed | 2015-09-11 | state_regulator | 2026-10-09 | | IN | state_license | 60067 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | LO.0055455 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | MC788964 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | 82361 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | I-108217 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | MLO-OH.82361 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 122660 | active | confirmed | | state_regulator | 2026-10-10 | | SC | state_license | MLO-82361 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | 184210 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | MLO-22488VA | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Clayton, NC. Source: https://www.fairway.com/lo/don-waters-82361, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82361 ## Contact - View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/don-waters-82361 - Office phone and Email on file: shown at https://lendb.ai/lo/donald-waters-82361#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82361 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://www.fairway.com/lo/don-waters-82361 - state_regulator: https://data.pa.gov/d/tyxc-jyug Cite as: Don Waters (NMLS 82361), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/donald-waters-82361, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._