---
canonical_url: https://lendb.ai/lo/doug-bills-960282
json_url: https://lendb.ai/lo/doug-bills-960282.json
nmls_id: 960282
last_verified: 2026-10-10
---

# Doug Bills

VP of Lending at Lower, Columbia, MD. NMLS ID 960282 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/960282)).

**Summary:** Doug Bills (NMLS 960282) is VP of Lending at Lower, based in Columbia, MD. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-10. Source: https://www.lower.com/loan-officers/virginia/virginia-beach/doug-bills

## About

Doug Bills is a loan officer serving Virginia Beach, Virginia, with knowledge of the coastal Virginia housing market. Doug is especially skilled in working with VA loans for service members and veterans.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- service_area: Virginia Beach, Virginia. Source: https://www.lower.com/loan-officers/virginia/virginia-beach/doug-bills, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Columbia, MD. Source: https://www.lower.com/loan-officers/virginia/virginia-beach/doug-bills, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/960282

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/virginia/virginia-beach/doug-bills
- Email on file: shown at https://lendb.ai/lo/doug-bills-960282#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/960282
- lender_site: https://www.lower.com/loan-officers/virginia/virginia-beach/doug-bills

Cite as: Doug Bills (NMLS 960282), Lower. LenDb.ai, https://lendb.ai/lo/doug-bills-960282, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._