---
canonical_url: https://lendb.ai/lo/doug-kromer-670885
json_url: https://lendb.ai/lo/doug-kromer-670885.json
nmls_id: 670885
last_verified: 2026-10-09
---

# Doug Kromer

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Santa Maria, CA. NMLS ID 670885 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/670885)).

**Summary:** Doug Kromer (NMLS 670885) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Santa Maria, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, VA loan, FHA loan and Self-employed. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885

## About

Doug has 31 years of experience serving California's Central Coast and specializes in self-employed lending, FHA and VA mortgages, and condo and co-op properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: California's Central Coast. Source: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Santa Maria, CA. Source: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/670885

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885
- Office phone and Email on file: shown at https://lendb.ai/lo/doug-kromer-670885#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/670885
- lender_site: https://homelendingadvisor.chase.com/ca/santa-maria/2200-s-broadway-hla-670885

Cite as: Doug Kromer (NMLS 670885), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/doug-kromer-670885, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._