---
canonical_url: https://lendb.ai/lo/douglas-luza-311377
json_url: https://lendb.ai/lo/douglas-luza-311377.json
nmls_id: 311377
last_verified: 2026-10-09
---

# Doug Luza

Branch Manager at Guild Mortgage, Katy, TX. NMLS ID 311377 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/311377)).

**Summary:** Doug Luza (NMLS 311377) is Branch Manager at Guild Mortgage, based in Katy, TX. Licensed in Florida, confirmed with the state regulator (license LO92998). Also lists Oklahoma and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, First-time buyer and Real estate investor. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Oklahoma (OK, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/katy/doug-luza-35-apdlu.html
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/katy/doug-luza-35-apdlu.html
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/katy/doug-luza-35-apdlu.html

## About

Dedicated mortgage lender serving Houston, Katy, and Cypress, Texas, specializing in first-time home buyers and new investors. Partners with down payment assistance organizations.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Houston, Katy, and Cypress, Texas. Source: https://branches.guildmortgage.com/tx/katy/doug-luza-35-apdlu.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO92998 | active | confirmed | 2021-08-17 | state_regulator | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Katy, TX. Source: https://branches.guildmortgage.com/tx/katy/doug-luza-35-apdlu.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/311377

## Contact

- linkedin_url: https://www.linkedin.com/in/douglas-r-luza-53b34512/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/tx/katy/doug-luza-35-apdlu.html
- Office phone and Email on file: shown at https://lendb.ai/lo/douglas-luza-311377#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/311377
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/tx/katy/doug-luza-35-apdlu.html

Cite as: Doug Luza (NMLS 311377), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/douglas-luza-311377, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._