---
canonical_url: https://lendb.ai/lo/dr-carey-waddell-2134867
json_url: https://lendb.ai/lo/dr-carey-waddell-2134867.json
nmls_id: 2134867
last_verified: 2026-10-09
---

# Dr. Carey Waddell

Loan Officer at Xpert Home Lending, CA. NMLS ID 2134867 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2134867)).

**Summary:** Dr. Carey Waddell (NMLS 2134867) is Loan Officer at Xpert Home Lending, based in California. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Dr. Carey Waddell is dedicated to making homeownership dreams a reality with years of experience in the mortgage industry. They specialize in FHA, VA, conventional, and jumbo loans, and are actively involved in non-profit organizations including SALUTE (Veterans National Honor Society) and Phi Beta Sigma Fraternity Inc.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Actively involved in SALUTE (Veterans National Honor Society), Phi Beta Sigma Fraternity Inc., and Kappa Lambda Chi Military Fraternity Inc.. Source: https://xperthomelending.com/loan-directory/dr-carey-waddell, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), CA. Source: https://xperthomelending.com/loan-directory/dr-carey-waddell, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2134867

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/dr-carey-waddell
- Office phone on file: shown at https://lendb.ai/lo/dr-carey-waddell-2134867#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2134867
- lender_site: https://xperthomelending.com/loan-directory/dr-carey-waddell

Cite as: Dr. Carey Waddell (NMLS 2134867), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/dr-carey-waddell-2134867, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._