---
canonical_url: https://lendb.ai/lo/duc-ha-42221
json_url: https://lendb.ai/lo/duc-ha-42221.json
nmls_id: 42221
last_verified: 2026-10-09
---

# Duc H Ha

Mortgage Loan Officer at Loan Factory. NMLS ID 42221 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/42221)).

**Summary:** Duc H Ha (NMLS 42221) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO111828). Also lists California, Massachusetts and Texas on the lender page (not yet checked with the state regulator). Speaks English and Vietnamese. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Massachusetts (MA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Vietnamese
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO111828 | active | confirmed | 2022-08-10 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/duc-h-ha-42221, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/42221

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/duc-h-ha-42221

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/42221
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/duc-h-ha-42221

Cite as: Duc H Ha (NMLS 42221), Loan Factory. LenDb.ai, https://lendb.ai/lo/duc-ha-42221, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._