---
canonical_url: https://lendb.ai/lo/dustin-cruz-323446
json_url: https://lendb.ai/lo/dustin-cruz-323446.json
nmls_id: 323446
last_verified: 2026-10-09
---

# Dustin Cruz

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Thousand Oaks, CA. NMLS ID 323446 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/323446)).

**Summary:** Dustin Cruz (NMLS 323446) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Thousand Oaks, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/thousand-oaks/1678-moorpark-rd-hla-323446

## About

Dustin has 20 years of experience as a Senior Home Lending Advisor serving Ventura County, specializing in preapproval and conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Ventura County. Source: https://homelendingadvisor.chase.com/ca/thousand-oaks/1678-moorpark-rd-hla-323446, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Thousand Oaks, CA. Source: https://homelendingadvisor.chase.com/ca/thousand-oaks/1678-moorpark-rd-hla-323446, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/323446

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/thousand-oaks/1678-moorpark-rd-hla-323446
- Office phone and Email on file: shown at https://lendb.ai/lo/dustin-cruz-323446#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/323446
- lender_site: https://homelendingadvisor.chase.com/ca/thousand-oaks/1678-moorpark-rd-hla-323446

Cite as: Dustin Cruz (NMLS 323446), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/dustin-cruz-323446, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._