---
canonical_url: https://lendb.ai/lo/dustin-ngo-1748088
json_url: https://lendb.ai/lo/dustin-ngo-1748088.json
nmls_id: 1748088
last_verified: 2026-10-15
---

# Dustin Ngo

Loan Officer at Residential Wholesale Mortgage, Inc., San Diego, CA. NMLS ID 1748088 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1748088)).

**Summary:** Dustin Ngo (NMLS 1748088) is Loan Officer at Residential Wholesale Mortgage, Inc., based in San Diego, CA. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Alabama, Arizona, California, Illinois, Montana and Nevada on the lender page (not yet checked with the state regulator). Earliest state license record: March 8, 2019 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 8, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Illinois (IL, lender_reported), Montana (MT, lender_reported), Nevada (NV, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Dustin Ngo is a San Diego native with over ten years of experience in banking, lending and real estate, and focuses on clear communication and customer service.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: over 10. Source: https://rwmloans.com/dustin-ngo/, verified 2026-10-15.
- credential: Rising Star Mortgage Professional award, 2021 and 2022. Source: https://rwmloans.com/dustin-ngo/, verified 2026-10-15.
- credential: Five Star Mortgage Professional award, 2024. Source: https://rwmloans.com/dustin-ngo/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO59762 | active | confirmed | 2019-03-08 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2022-07-15 | state_regulator | 2026-10-13 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), San Diego, CA. Source: https://rwmloans.com/dustin-ngo/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1748088

## Contact

- linkedin_url: https://www.linkedin.com/in/dustin-ngo-a046b676 (source: lender_site, verified 2026-10-15)
- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/dustin-ngo/
- Office phone and Email on file: shown at https://lendb.ai/lo/dustin-ngo-1748088#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1748088
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://rwmloans.com/dustin-ngo/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Dustin Ngo (NMLS 1748088), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/dustin-ngo-1748088, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._