---
canonical_url: https://lendb.ai/lo/earl-bailey-195198
json_url: https://lendb.ai/lo/earl-bailey-195198.json
nmls_id: 195198
last_verified: 2026-10-28
---

# Earl Bailey

Loan officer at NEXA Mortgage, Evergreen Park, IL. NMLS ID 195198 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195198)).

Based in Evergreen Park, Illinois, Earl Bailey (NMLS 195198) is a mortgage loan officer at NEXA Mortgage, licensed in Illinois since 2005 and in Texas.

**Summary:** Earl Bailey (NMLS 195198) is a loan officer at NEXA Mortgage, based in Evergreen Park, IL. Licensed in 2 states confirmed with state regulators: Texas and Illinois. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: October 4, 2005 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Earl licensed in Illinois?

Yes. Illinois regulator records list license 31.0011952 as active, first effective October 4, 2005 (verified 2026-10-28). LenDb has 1 other state on file for Earl. Source: https://idfpr.illinois.gov/banks/resfin.html.

### What lender does Earl work for?

NEXA Mortgage, company NMLS 1660690, from the Evergreen Park, IL office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Earl been licensed?

The earliest state license record LenDb holds for Earl is from October 4, 2005 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: October 4, 2005 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Earl W. Bailey (TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-08-19 | state_regulator | 2026-10-13 |
| IL | Illinois regulator | state_license | 31.0011952 | active | confirmed | 2005-10-04 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690), Evergreen Park, IL. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195198

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195198
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- manual (lender programs): https://nexamortgage.com

Cite as: Earl Bailey (NMLS 195198), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/earl-bailey-195198, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._