---
canonical_url: https://lendb.ai/lo/ebony-allen-1822932
json_url: https://lendb.ai/lo/ebony-allen-1822932.json
nmls_id: 1822932
last_verified: 2026-10-09
---

# Ebony Allen

Loan Officer at Xpert Home Lending, CA. NMLS ID 1822932 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1822932)).

**Summary:** Ebony Allen (NMLS 1822932) is Loan Officer at Xpert Home Lending, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://xperthomelending.com/loan-directory/ebony-allen, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/ebony-allen

## About

Ebony Allen has 20+ years of real estate experience and 5+ years in mortgage lending, focused on educating first-time homebuyers and underserved communities in Sacramento and the Bay Area.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://xperthomelending.com/loan-directory/ebony-allen, verified 2026-10-09.
- years_experience: 5. Source: https://xperthomelending.com/loan-directory/ebony-allen, verified 2026-10-09.
- service_area: Sacramento and Bay Area, California. Source: https://xperthomelending.com/loan-directory/ebony-allen, verified 2026-10-09.
- community: committed to educating underserved community. Source: https://xperthomelending.com/loan-directory/ebony-allen, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), CA. Source: https://xperthomelending.com/loan-directory/ebony-allen, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1822932

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/ebony-allen
- Office phone on file: shown at https://lendb.ai/lo/ebony-allen-1822932#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1822932
- lender_site: https://xperthomelending.com/loan-directory/ebony-allen

Cite as: Ebony Allen (NMLS 1822932), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/ebony-allen-1822932, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._