--- canonical_url: https://lendb.ai/lo/ecaterina-calandea-2436931 json_url: https://lendb.ai/lo/ecaterina-calandea-2436931.json nmls_id: 2436931 last_verified: 2026-10-15 --- # Ecaterina Calandea Mortgage Loan Originator at Trident Home Loans, Pensacola, FL. NMLS ID 2436931 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436931)). Based in Pensacola, Florida, Ecaterina Calandea (NMLS 2436931) is a Mortgage Loan Originator at Trident Home Loans, licensed in Florida since 2025. Ecaterina speaks English, Spanish, Romanian and Russian. **Summary:** Ecaterina Calandea (NMLS 2436931) is Mortgage Loan Originator at Trident Home Loans, based in Pensacola, FL. Licensed in Florida, confirmed with the state regulator (license LO136073). Trident Home Loans also offers Condo, Construction loan, FHA loan, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Speaks English, Spanish, Romanian and Russian. Earliest state license record: March 10, 2025 (Florida), per state regulator. Last verified 2026-10-15. ## Quick answers ### Is Ecaterina licensed in Florida? Yes. Florida regulator records list license LO136073 as active, first effective March 10, 2025 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Ecaterina work for? Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15). Source: https://tridenthomeloans.com/ecaterina-calandea/. ### What languages does Ecaterina speak? English, Spanish, Romanian and Russian, per their lender page (verified 2026-10-15). Source: https://tridenthomeloans.com/ecaterina-calandea/. ### How long has Ecaterina been licensed? The earliest state license record LenDb holds for Ecaterina is from March 10, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: March 10, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish, Romanian, Russian (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Trident Home Loans's programs, not confirmed as this person's focus) - **Condo** (`condo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Construction loan** (`construction`): verified 2026-10-15. Source: https://tridenthomeloans.com - **FHA loan** (`fha`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Real estate investor** (`investor`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://tridenthomeloans.com - **USDA loan** (`usda`): verified 2026-10-15. Source: https://tridenthomeloans.com - **VA loan** (`va`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Vacation home** (`vacation-home`): verified 2026-10-15. Source: https://tridenthomeloans.com ## About Ecaterina is a Mortgage Loan Originator in Pensacola who earned an Accounting degree from Pensacola State College and joined Trident Home Loans in 2021. They speak Romanian, Russian, English and Spanish. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - other: joined Trident Home Loans in 2021. Source: https://tridenthomeloans.com/ecaterina-calandea/, verified 2026-10-15. - education: Accounting degree, Pensacola State College, 2020. Source: https://tridenthomeloans.com/ecaterina-calandea/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO136073 | active | confirmed | 2025-03-10 | state_regulator | 2026-10-15 | ## Employment history - ? to present: Trident Home Loans (NMLS 65716), Pensacola, FL. Source: https://tridenthomeloans.com/ecaterina-calandea/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436931 ## Contact - View profile at Trident Home Loans: https://tridenthomeloans.com/ecaterina-calandea/ - Office phone and Email on file: shown at https://lendb.ai/lo/ecaterina-calandea-2436931#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436931 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://tridenthomeloans.com/ecaterina-calandea/ - lender_site (lender programs): https://tridenthomeloans.com Cite as: Ecaterina Calandea (NMLS 2436931), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/ecaterina-calandea-2436931, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._